As an NTUC member in Singapore, I’ve always been aware of the numerous benefits the membership provides. But, this year, I saw just how impactful these perks can be. By actively engaging with FairPrice and my Trust Account, I’ve accumulated 48,638 LinkPoints as of 5 December 2024—equivalent to $486.38 in savings! This far exceeds my annual membership fee of $117. This proves that NTUC membership is not just valuable but also financially rewarding.

The Power of LinkPoints

LinkPoints are an NTUC loyalty currency earned through everyday spending at FairPrice, Unity pharmacies, and other participating outlets. Every dollar spent earns points, which can be redeemed like cash. I use my NTUC membership to maximize my point earning. I link my FairPrice and Trust accounts. This allows me to earn points seamlessly while shopping for essentials.

Here’s how I made it work:

1. Focused Spending at FairPrice: I shop for groceries regularly. FairPrice’s competitive prices help me save money. Their LinkPoint rewards also ensure I’m meeting my household needs.
2. Using the Trust Account: I pay through my linked Trust Account. I’ve earned extra LinkPoints. This doubles the efficiency of my savings strategy.

Other NTUC Union Benefits

While the LinkPoints program is a significant advantage, NTUC membership offers more than just savings:

• Rebates and Discounts: NTUC members enjoy special rebates at FairPrice. They get exclusive discounts at partner outlets. Members also have privileges across travel, dining, and healthcare services.
• Workplace Representation: As a union member, NTUC ensures workplace support. This includes advice on employment matters. They also offer professional training opportunities. Career progression assistance is provided too.
• Insurance and Welfare Programs: Members can access affordable insurance plans and welfare schemes that offer financial assistance during critical times.

Membership That Pays for Itself

With $486.38 saved in LinkPoints this year, my membership fee of $117 has more than paid for itself. It has paid for itself over four times, to be exact! I’ve enjoyed other benefits and savings. This makes it clear that being an NTUC member is an investment with incredible returns.

A Lifestyle of Savings

The best part? These savings have become a natural part of my lifestyle. By simply doing what I already do—grocery shopping and managing finances—I’m building up rewards that lighten my financial load.

If you’re an NTUC member, make the most of your membership. Link your accounts and leverage the benefits. Keep an eye out for promotions. And if you’re not a member yet, this is your sign to join and start reaping the rewards!

NTUC membership isn’t just a card in your wallet—it’s a gateway to a smarter, more rewarding way of life. Join as a NTUC Member>>